Calculate your monthly instalment
Enter the loan details and disbursement date to get an exact, date-based repayment calendar.
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Variable interest rate by period
Set a different rate for each period — e.g. 9% for the first 6 months, 10% until month 24, then 13%. The schedule recalculates automatically every time the rate changes.
Interest rate periods
Each period starts at an EMI number and runs until the next period begins. The first period always starts at EMI #1.
Add part-settlements (optional)
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Early or part settlement, with real dates
Add one or more settlement payments on the exact dates you plan to pay them, and see the effect on your EMI, tenure and total interest.
Payoff & Settlement Planner
Uses the loan details above — calculate any time, independent of the settlement list below.
Early Full Payoff
How much would close this loan completely, today?
Part-Settlement Optimizer
Pick a target payoff date — see the lump sum needed today to hit it.
Settlement payments
Add as many as you like — they'll be applied in date order⇔ Swipe sideways to see all columns
Find out how long it will take
Enter the EMI you can afford and see the required tenure, full calendar and payoff date.
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Compare two loan offers side by side
Each scenario can start on its own disbursement date — everything is measured against the same current date so the comparison stays fair.
Loan Scenario A
AAdd settlement dates (optional)
Loan Scenario B
BAdd settlement dates (optional)
My Loans
Loan records saved on this device — load, compare, or update them anytime.
Learn more about loans & money
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Figures are indicative estimates for planning purposes only, not a loan offer.
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